Why-choose-ECBM-over-a-large-national-carrier

THE BEST RATES. GUARANTEED.

 

ECBM Professional is a member of the ECBM Insurance Brokers and Consultants family. One of the largest family-owned and operated insurance brokerages in the country,  we have access to insurance carriers that most smaller independent insurance agents do not. Charlie Bernier, an attorney and principal Professional Liability Consultant, draws upon his experience defending insurance companies when advising clients on their businesses’ unique liability needs, and works with wholesalers and carriers to create insurance policies that provide the best coverage at the fairest price. Whether you choose Directors and Officers Insurance, Errors and Omissions Insurance, Employment Practices Liability Insurance (EPLI), Fiduciary Insurance, or Crime Insurance, your business can be confident knowing it has an industry leader in its insurance corner, acting both as a coach and a fighter: our on-site claims department goes to work for you, acting as your advocate to ensure your business is compensated to the fullest extent.

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ERRORS & OMISSIONS INSURANCE

Protect against costly professional mistakes with an E&O policy.

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DIRECTORS & OFFICERS INSURANCE

Protect your personal assets with a D&O policy.

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WE ARE LARGE

Considered one of the top 100 largest privately owned insurance brokerages in the country, our office of 80+ employees located in Philadelphia’s immediate suburbs is family owned and operated, and has won multi-year awards for being one of Pennsylvania’s “Best Places to Work”.

WE ARE CONSULTANTS

At ECBM, we are one of the last remaining brokers who are consultants to you and your firm. We tailor your policy to your business’ unique needs because we believe insurance isn’t a one size fits all product, To learn more about our five step consulting process, click here.

INSURANCE MARKET ACCESS

At ECBM, we have access to virtually every professional liability carrier in the country. We have the ability to compare over 40 competing rates in order to get you the best coverage and rates available.

AWARD WINNING CUSTOMER SERVICE

All of our clients are assigned to a team of on-site claims specialists who are dedicated to serving you. Each client is provided with access to our team through a single point of contact, so you’ll never have to worry about calling an impersonal call center or speaking with someone who isn’t educated on your situation.

OVER 40 YEARS OF EXPERIENCE

Founded in 1970, we have over 40 years of proven experience providing exemplary service to our clients.

COMPREHENSIVE COVERAGE COMPARISON CHARTS

ECBM clients are presented with a coverage comparison chart for a straightforward view of how their policy stacks up against a typical policy brokered by ECBM. View a sample coverage comparison chart.  

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CLAIMS MANAGEMENT

ECBM  has developed a Claims Review Program to protect our clients from the financial impact of over-estimated loss reserves. Over a 3 year period, the experienced result is an overall reduction in your Experience Modification of 30%.

CLIENT COMMUNITY

By partnering with ECBM, you have access to professionals all over the country. An answer to a problem you may have is just an email away with questions answered quickly, saving you time and resources.

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LAWYERS PROFESSIONAL LIABILITY

We cover solo to large national firms.

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MEDICAL MALPRACTICE

Competitive coverage and pricing in all 50 states for Physicians, Healthcare workers, Hospitals and Facilities.

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New Instant Quote for Nurse Practitioners

ECBM is proud to offer an instant quote feature for Nurse Practitioners. While this number is not binding, it is...
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WebMD interviews Charlie Bernier on how to shop for Cyber Insurance

WebMD's sister site, MedScape, recently interviewed Charlie Bernier for an informational piece on why and how medical professionals should purchase...
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ALA National Conference Slide Show

Did you miss Charlie Bernier's slide show about HIPAA enforcement and cyber security at this fall's ALA Business of Law...
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